Score Patrimoine & Épargne

Name: Score Patrimoine & Épargne
Rating: 5 (1 reviews)
Author: Sylvain Corvaisier

A free score out of 100 for the health of your personal wealth across five dimensions, with no bank connection and no account linking.

App Store

Fact sheet

App name: Score Patrimoine & Épargne
Developer: SAS Corvaisier
Price: Free to download, with an optional subscription.
Platforms: iOS
Minimum OS: iOS 26.0
Release date: 9 April 2026
Latest version: 1.0.10 (7 August 2026)
Category: Finance, Éducation
Age rating: 17+
Store languages: 1
Store links: App Store
Website: score-investisseur.fr
Press contact: Sylvain Corvaisier, vendredi-app.fr

About the app

Enter a profile, age, family and working situation, income, then describe your holdings category by category: regulated savings, life insurance, share plans, property, crypto, bank accounts, retirement plans, including anything held in your children’s names. No bank connection is required.

The score is calculated immediately across five dimensions: diversification, risk-adjusted return, liquidity, protection and tax treatment. A premium subscription unlocks a detailed AI-generated analysis of each dimension, concrete recommendations with an estimated effect on the score, monthly updates and score history.

The method is deliberately opinionated. It does not assume a main residence is always a good investment, it penalises excessive bank fees, and recommendations account for your real marginal tax rate. A built-in directory connects you to independent wealth advisers who can personalise the analysis.

Key features

A score out of 100 across diversification, return, liquidity, protection and tax
No bank connection and no account linking: you describe your own holdings
Two modes, one for recurring income and one for a sudden lump sum
Detailed per-dimension analysis with an estimated score impact per recommendation
A directory of independent advisers, filterable by speciality

The story

Personal finance tools split into two camps: aggregators that want your banking credentials, and advisers who need an appointment before they will tell you anything. Neither answers the plain question of whether your savings are arranged sensibly. Score Patrimoine answers it in five minutes from figures you type yourself, and it is willing to say uncomfortable things, starting with the idea that owning your home is not automatically an investment.

About the developer

Sylvain Corvaisier has been writing native Apple software since the first public iPhone SDK in 2008. He works from Rennes, France, under SAS Corvaisier, and has published 21 apps across 7 platforms, from iPhone and iPad through to Apple Watch, Mac, Apple TV, Android, Fire TV and Roku. Everything is built natively, one platform at a time, with no cross-platform wrapper in between. He also runs Vendredi App, a monthly workshop in Rennes where a working app ships in an afternoon.

For interviews, review copies or extra assets for Score Patrimoine & Épargne, use the contact form at vendredi-app.fr.

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